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As a result of the strain caused by multiple hurricane disasters since Hurricane Andrew in 1992, Wilma and Katrina, Insurance companies are unable to be customer-oriented in regards to reaching settlements.

A study conducted by Citizens Insurance showed that Policyholders with public adjuster representation typically received higher settlements than those without public adjusters.

Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire Public Adjusters. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes (see Exhibit 6). In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher. However, as policyholders pay public adjuster fees as a percentage of their settlement, their net settlement would be a small percent lower than this amount.

Exhibit 6 Public Adjuster Representation Typically Resulted in Larger Payments to Policyholders

Call us Now for a FREE Evaluation. When you have an insurance claim, you don’t have to accept just what the insurance company offers. Insurance companies employ trained adjusters looking for their best interest. It is in your best interest to employ a Public Adjuster to represent you and looking for your best interest. The sole purpose of a Public Adjuster is to get an accurate and fair settlement on your insurance claim.

For residential, commercial, industrial or retail losses, there is no claim too small or too large. Fees are based only on the amount you recover. If there is no recovery, there is no fee.